Four trusted ways to save & pay.
Every Ajo Cloud product is built on the same promise: transparent, auditable, and fair. Pick the one that fits how your community already saves, or use them all together.
Rotating savings groups
Ajo
Start or join a fixed amount Ajo group. Contribute every cycle and receive the full pot when your turn arrives, on schedule every time.
- 1 pot · per cycle, one member at a time
- Locked · rotation generated in advance
- Two way · approval for every slot swap
Personal savings goals
Akawo
Flexible, target, or locked savings goals for anything that matters. Set a target and watch it grow at your own pace.
- 3 ways · flexible, target & locked goals
- Clear · progress on every goal
- Full · contribution statements
Group food procurement
Food Ajo
Pool contributions with trusted coordinators to buy quality food in bulk at locked prices, and get it delivered to your community.
- Verified · coordinators, reviewed by humans
- Locked · package prices at sign up
- OTP/QR · confirmed distribution
Everyday bills, one app
Bill Payment
Pay airtime, data, electricity, and more in a few taps, with clear receipts and a full transaction history you can audit.
- One · place for everyday bills
- Receipts · on every payment
- Audited · full transaction history
Your community's savings,
finally in your pocket.
Join the waitlist and be the first to start your Ajo group when the app goes live.
Free to join · No card required · iOS & Android